No one likes to think about death, let alone plan for it. By pre-arranging your funeral, you relieve your family of having to make important financial decisions during a period of great stress and grief-a time when people aren't thinking very clearly and may not know what to do because you never made your wishes known. 

Pre-arranging can be as simple as writing your own obituary, or as complex as arranging every facet of the funeral ahead of time, including Scripture readings, music, clothing, printed items, pallbearers, lodge services, casket, burial vault or cremation urn, flowers, and more. You choose how much you want to do at any given time, with the knowledge that you can add more information later. We want to maintain your comfort level when you pre-plan, because we know that this is not an easy thing for anyone to do, because it represents the future death of someone we love. By arranging some of the service details ahead of time, you are easing the burden of decision-making at the time of death. Does pre-arranging diminish the loss? Certainly not, but it will relieve you of some difficult decisions at a most difficult time. 

Pre-arranging your funeral can be very informal, and as simple as jotting down your preferences and sharing your wishes with a family member. More formal arrangements in the form of a pre-need contract can be set up with us and can be pre-funded through the Funeral Home with Interment Trust Service, or another method.

Arrangements can be made in the comfort of your own home by clicking the button below.  Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further.  See the form below for details.

Interment Trust Services

The Master Trust Program: 
Interment Trust Services Master Trust Program provides participating funeral homes with the services needed for offering funeral pre-planning packages. 

Interment Trust Services: 
Interment Trust Services (ITS) is a division of Access Financial Group, Inc. (AFG). Interment Trust Services was established in 1967 to service the trust needs of the interment industry. The Interment Trust Services Master Trust Program is designed to offer a complete and relatively safe trust program. Victor Chigas and Richard Konst are the managing directors of the ITS Master Trust Program. With their combined experience of 60 years, an in-depth knowledge of the death care industry has been developed to meet the needs of each participating funeral home. Major responsibilities of ITS include the management of deposits and withdrawals of trusted funds, the generation of reports, tax work and accounting. 

Operating Procedures: 
ITS has standardized formats for establishing new participant accounts, receiving deposits and distributing funds from the master trust to pay for services performed. The participating funeral director may contact ITS for a current participant value 24 hours a day/365 days a year. These established procedures expedite the flow of information between the participating funeral home and ITS. 

Account Summaries: 
The participating funeral home is sent a monthly trust valuation summary detailing participants' deposits, withdrawals and income. Quarterly, the funeral home receives a detailed report updating the value of all participants. A summary and journal is sent at year end recapping transactions for the previous twelve months. 

Account & Tax Preparation: 
Accounting and tax issues are reviewed by a certified public accounting firm. In conjunction with ITS, the accounting firm provides state and federal trust tax filings, reviews current tax laws and answers all Internal Revenue Service correspondence. ITS uses this necessary information in preparation of federal and state tax filings. In accordance with generally accepted auditing standards, an annual audit is conducted of the internal accounting controls of ITS. 

Legal Counsel: 
ITS utilizes its in house legal counsel and various law firms recognized as qualified to render opinions concerning funeral industry issues. Both assist ITS in reviewing legal information involving the Master Trust Program. 

ITS is endorsed by numerous state associations and an international funeral directors association. 

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